Adjustable/Fixed Rates Comparison

Characteristics Adjustable Fixed
Loan amount    $
Loan term (years)   
Interest rate 
Months between adjustments   
Maximum rate change/adjustment   
Minimum rate   
Maximum rate   
Total first monthly payment  $ $
Total cost of loan after 3 years  $ $
Total cost of loan after 7 years  $ $
Total cost of loan after 10 years  $ $
Total cost of loan after 20 years  $ $
Total cost of loan
(held to original term) 
$ $


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